• Join Today!

Become a member and connect with:

  • An Active Online Community
  • Articles and Advice on SCD
  • Help Understanding Clinical Trials
patient education

How organ and tissue transplants can affect buying life insurance

key information

source: Quotacy

year: 2017

authors: Natasha Cornelius

summary/abstract:

Each day in the United States, about 80 people receive an organ transplant.  There are currently over 116,000 people on the national transplant waiting list.  Organ transplantation is often a life-saving surgery.  If you or someone you love has had a transplant surgery, it definitely makes you think about your own mortality and the importance of life insurance.

 

Mortality Risk of Organ and Tissue Transplantation

There are several different types of transplant surgeries with very different implications.  Mortality risk varies not only by the type of organ or tissue transplanted, but also the reason why the transplant is needed.  For example, someone who required a kidney transplant due to trauma will have a better life expectancy over someone who required the transplant due to chronic kidney disease.

 

Buying Life Insurance with a Transplantation History

The best advice we can give in regards to applying for life insurance with a transplant history is to work with an independent life insurance agency.  Independent agencies have contracts with multiple life insurance companies. 

 

read more

To improve your experience on this site, we use cookies. This includes cookies essential for the basic functioning of our website, cookies for analytics purposes, and cookies enabling us to personalize site content. By clicking on 'Accept' or any content on this site, you agree that cookies can be placed. You may adjust your browser's cookie settings to suit your preferences. More information

The cookie settings on this website are set to "allow cookies" to give you the best browsing experience possible. If you continue to use this website without changing your cookie settings or you click "Accept" below then you are consenting to this.

Close